:root {
    --primary: #4F46E5;
    --primary-dark: #4338CA;
    --primary-light: #818CF8;
    --secondary: #0EA5E9;
    --accent: #F59E0B;
    --dark: #0F172A;
    --dark-light: #1E293B;
    --gray: #64748B;
    --gray-light: #94A3B8;
    --light: #F8FAFC;
    --white: #FFFFFF;
    --gradient: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
    --gradient-text: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 50%, var(--primary-light) 100%);
    --shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.1);
    --shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 40px rgba(0, 0, 0, 0.15);
    --shadow-glow: 0 0 60px rgba(79, 70, 229, 0.3);
    --radius: 12px;
    --radius-lg: 20px;
}

*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', sans-serif;
    background: var(--light);
    color: var(--dark);
    line-height: 1.6;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

img {
    max-width: 100%;
    height: auto;
}

a {
    text-decoration: none;
    color: inherit;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 14px 28px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 1rem;
    border: none;
    cursor: pointer;
    transition: all 0.3s ease;
}

.btn-primary {
    background: var(--gradient);
    color: var(--white);
    box-shadow: 0 4px 15px rgba(79, 70, 229, 0.4);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 25px rgba(79, 70, 229, 0.5);
}

.btn-outline {
    background: transparent;
    border: 2px solid var(--primary);
    color: var(--primary);
}

.btn-outline:hover {
    background: var(--primary);
    color: var(--white);
}

.btn-white {
    background: var(--white);
    color: var(--primary);
}

.btn-white:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-lg {
    padding: 18px 36px;
    font-size: 1.1rem;
}

.btn-block {
    width: 100%;
    justify-content: center;
}

/* Header */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(20px);
    box-shadow: var(--shadow-sm);
}

.nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 16px 0;
}

.logo {
    font-size: 1.5rem;
    font-weight: 700;
    display: flex;
    align-items: center;
    gap: 4px;
}

.logo-highlight {
    color: var(--primary);
}

.nav-links {
    display: flex;
    gap: 32px;
    list-style: none;
}

.nav-links a {
    color: var(--gray);
    font-weight: 500;
    transition: color 0.3s;
}

.nav-links a:hover {
    color: var(--primary);
}

.header-phone {
    color: var(--dark);
    font-weight: 600;
    font-size: 1.1rem;
    transition: color 0.3s;
    white-space: nowrap;
}

.header-phone:hover {
    color: var(--primary);
}

/* Hero */
.hero {
    position: relative;
    padding: 160px 0 100px;
    background: linear-gradient(135deg, #EEF2FF 0%, #E0E7FF 50%, #DBEAFE 100%);
    overflow: hidden;
}

.hero-shapes {
    position: absolute;
    inset: 0;
}

.hero-shapes::before,
.hero-shapes::after {
    content: '';
    position: absolute;
    border-radius: 50%;
    opacity: 0.5;
}

.hero-shapes::before {
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(79, 70, 229, 0.15) 0%, transparent 70%);
    top: -200px;
    right: -200px;
}

.hero-shapes::after {
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(14, 165, 233, 0.15) 0%, transparent 70%);
    bottom: -100px;
    left: -100px;
}

.hero-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
}

/* Hero Rating */
.hero-rating {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--white);
    padding: 10px 20px;
    border-radius: 50px;
    font-weight: 500;
    color: var(--gray);
    box-shadow: var(--shadow);
    margin-bottom: 24px;
    animation: fadeInUp 0.6s ease;
    font-size: 0.95rem;
}

.stars-display {
    color: #FBBF24;
    letter-spacing: 2px;
    font-size: 1.1rem;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--white);
    padding: 10px 20px;
    border-radius: 50px;
    font-weight: 600;
    color: var(--primary);
    box-shadow: var(--shadow);
    margin-bottom: 24px;
    animation: fadeInUp 0.6s ease;
}

.hero h1 {
    font-size: 3.5rem;
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: 24px;
    color: var(--dark);
    animation: fadeInUp 0.6s 0.1s ease both;
}

.gradient-text {
    background: var(--gradient-text);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.hero-subtitle {
    font-size: 1.25rem;
    color: var(--gray);
    margin-bottom: 32px;
    max-width: 540px;
    animation: fadeInUp 0.6s 0.2s ease both;
}


/* Hero Benefits List */
.hero-benefits {
    display: flex;
    flex-direction: column;
    gap: 16px;
    margin-bottom: 24px;
    animation: fadeInUp 0.6s 0.3s ease both;
}

.hero-benefit {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    background: rgba(255, 255, 255, 0.8);
    padding: 16px 20px;
    border-radius: var(--radius);
    backdrop-filter: blur(10px);
}

.benefit-check {
    width: 24px;
    height: 24px;
    background: linear-gradient(135deg, #10B981 0%, #059669 100%);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.85rem;
    flex-shrink: 0;
    margin-top: 2px;
}

.hero-benefit strong {
    display: block;
    color: var(--dark);
    font-size: 1rem;
    margin-bottom: 2px;
}

.hero-benefit p {
    color: var(--gray);
    font-size: 0.9rem;
    margin: 0;
    line-height: 1.4;
}

.hero-fine-print {
    color: var(--gray);
    font-size: 0.85rem;
    animation: fadeInUp 0.6s 0.4s ease both;
}

/* Hero Form */
.hero-form-wrapper {
    animation: fadeInRight 0.8s 0.3s ease both;
}

.hero-form {
    background: var(--white);
    padding: 32px;
    border-radius: var(--radius-lg);
    box-shadow: 0 20px 60px rgba(79, 70, 229, 0.15);
    position: relative;
}

.hero-form::before {
    content: '';
    position: absolute;
    inset: -3px;
    background: var(--gradient);
    border-radius: inherit;
    z-index: -1;
    opacity: 0.6;
}

.form-header {
    text-align: center;
    margin-bottom: 24px;
}

.form-header h2 {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 4px;
}

.form-header p {
    color: var(--gray);
    font-size: 0.95rem;
}

.hero-form .form-group {
    margin-bottom: 16px;
}

.hero-form input,
.hero-form select {
    width: 100%;
    padding: 16px 18px;
    border: 2px solid #E2E8F0;
    border-radius: var(--radius);
    font-size: 1rem;
    transition: all 0.3s;
    font-family: inherit;
    background: var(--white);
}

.hero-form input:focus,
.hero-form select:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 4px rgba(79, 70, 229, 0.1);
}

.hero-form input::placeholder {
    color: var(--gray-light);
}

.hero-form .form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
}

.hero-form .btn {
    margin-top: 8px;
    padding: 18px 36px;
    font-size: 1.1rem;
    font-weight: 700;
}

.form-trust {
    text-align: center;
    margin-top: 16px;
    color: var(--gray);
    font-size: 0.85rem;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
}

/* Coverage Radio Buttons */
.coverage-label {
    display: block;
    font-weight: 600;
    color: var(--dark);
    margin-bottom: 10px;
    font-size: 0.95rem;
}

.coverage-options {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
}

.coverage-option {
    flex: 1;
    min-width: 60px;
}

.coverage-option input {
    display: none;
}

.coverage-option span {
    display: block;
    padding: 10px 6px;
    text-align: center;
    border: 2px solid #E2E8F0;
    border-radius: var(--radius);
    font-weight: 600;
    font-size: 0.85rem;
    color: var(--dark);
    cursor: pointer;
    transition: all 0.2s ease;
}

.coverage-option span:hover {
    border-color: var(--primary);
    background: rgba(79, 70, 229, 0.05);
}

.coverage-option input:checked + span {
    border-color: var(--primary);
    background: var(--primary);
    color: white;
}

/* Multi-Step Form */
.form-progress {
    margin-top: 20px;
}

.progress-bar {
    width: 100%;
    height: 6px;
    background: #E2E8F0;
    border-radius: 10px;
    overflow: hidden;
    margin-bottom: 8px;
}

.progress-fill {
    height: 100%;
    background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
    transition: width 0.3s ease;
    width: 12.5%;
}

.progress-text {
    text-align: center;
    font-size: 0.85rem;
    color: var(--gray);
    font-weight: 500;
}

.form-step {
    display: none;
}

.form-step.active {
    display: block;
    animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.question-label {
    display: block;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 20px;
    font-size: 1.4rem;
    line-height: 1.4;
}

.radio-group {
    display: flex;
    gap: 12px;
}

.radio-option {
    flex: 1;
    cursor: pointer;
}

.radio-option input {
    display: none;
}

.radio-option span {
    display: block;
    padding: 12px 16px;
    text-align: center;
    border: 2px solid #E2E8F0;
    border-radius: var(--radius);
    font-weight: 600;
    font-size: 0.9rem;
    color: var(--dark);
    transition: all 0.2s ease;
}

.radio-option span:hover {
    border-color: var(--primary);
    background: rgba(79, 70, 229, 0.05);
}

.radio-option input:checked + span {
    border-color: var(--primary);
    background: var(--primary);
    color: white;
}

.form-navigation {
    display: flex;
    gap: 12px;
    margin-top: 24px;
}

.form-navigation .btn-secondary {
    background: #E2E8F0;
    color: var(--dark);
    flex: 0 0 auto;
}

.form-navigation .btn-secondary:hover {
    background: #CBD5E0;
}

.form-navigation .btn-block {
    flex: 1;
}

/* Section Styling */
section {
    padding: 100px 0;
}

.section-header {
    text-align: center;
    margin-bottom: 60px;
}

.section-badge {
    display: inline-block;
    background: linear-gradient(135deg, rgba(79, 70, 229, 0.1) 0%, rgba(14, 165, 233, 0.1) 100%);
    color: var(--primary);
    padding: 8px 20px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.9rem;
    margin-bottom: 16px;
}

.section-header h2 {
    font-size: 2.75rem;
    font-weight: 800;
    color: var(--dark);
}

.section-subtext {
    max-width: 700px;
    margin: 16px auto 0;
    color: var(--gray);
    font-size: 1.1rem;
    line-height: 1.7;
}

/* Benefits */
.benefits {
    background: var(--white);
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.benefit-card {
    background: var(--light);
    padding: 36px;
    border-radius: var(--radius-lg);
    transition: all 0.3s ease;
    border: 1px solid transparent;
}

.benefit-card:hover {
    background: var(--white);
    box-shadow: var(--shadow-lg);
    border-color: rgba(79, 70, 229, 0.1);
    transform: translateY(-5px);
}

.benefit-icon {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.benefit-card h3 {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 12px;
    color: var(--dark);
}

.benefit-card p {
    color: var(--gray);
    line-height: 1.7;
}

/* How It Works */
.how-it-works {
    background: linear-gradient(135deg, #EEF2FF 0%, #DBEAFE 100%);
}

.steps {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 20px;
}

.step {
    background: var(--white);
    padding: 40px;
    border-radius: var(--radius-lg);
    text-align: center;
    width: 280px;
    box-shadow: var(--shadow);
    transition: all 0.3s ease;
}

.step:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-lg);
}

.step-num {
    width: 60px;
    height: 60px;
    background: var(--gradient);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 800;
    margin: 0 auto 20px;
}

.step h3 {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 12px;
}

.step p {
    color: var(--gray);
    font-size: 0.95rem;
}

.step-line {
    width: 60px;
    height: 3px;
    background: var(--gradient);
    border-radius: 3px;
}

/* Coverage Plans */
.coverage {
    background: var(--white);
}

.plans-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.plan-card {
    background: var(--light);
    padding: 40px;
    border-radius: var(--radius-lg);
    text-align: center;
    transition: all 0.3s ease;
    position: relative;
    border: 2px solid transparent;
}

.plan-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-lg);
}

.plan-card.featured {
    background: var(--white);
    border-color: var(--primary);
    box-shadow: var(--shadow-glow);
    transform: scale(1.05);
}

.plan-card.featured:hover {
    transform: scale(1.05) translateY(-10px);
}

.plan-badge {
    position: absolute;
    top: -12px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--gradient);
    color: var(--white);
    padding: 6px 20px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.85rem;
}

.plan-card h3 {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 8px;
}

.plan-amount {
    color: var(--gray);
    font-size: 1rem;
    margin-bottom: 20px;
}

.plan-price {
    font-size: 1rem;
    color: var(--gray);
    margin-bottom: 24px;
}

.plan-price strong {
    font-size: 3rem;
    font-weight: 800;
    color: var(--dark);
}

.plan-card ul {
    list-style: none;
    text-align: left;
    margin-bottom: 30px;
}

.plan-card li {
    padding: 10px 0;
    color: var(--gray);
    border-bottom: 1px solid #E2E8F0;
}

.plan-card li:last-child {
    border: none;
}

.plans-disclaimer {
    text-align: center;
    color: var(--gray);
    font-size: 0.9rem;
    margin-top: 40px;
}

/* Testimonials */
.testimonials {
    background: linear-gradient(135deg, #0F172A 0%, #1E293B 100%);
    color: var(--white);
}

.testimonials .section-header h2 {
    color: var(--white);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.testimonial {
    background: rgba(255, 255, 255, 0.05);
    backdrop-filter: blur(10px);
    padding: 36px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.1);
    transition: all 0.3s ease;
}

.testimonial:hover {
    background: rgba(255, 255, 255, 0.1);
    transform: translateY(-5px);
}

.stars {
    color: var(--accent);
    font-size: 1.25rem;
    margin-bottom: 16px;
    letter-spacing: 2px;
}

.testimonial p {
    font-size: 1rem;
    line-height: 1.8;
    margin-bottom: 24px;
    color: rgba(255, 255, 255, 0.9);
}

.author {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.9rem;
}

.author strong {
    color: var(--white);
}

.testimonial-meta {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.5);
    margin-top: 8px;
}

/* Quote Section */
.quote-section {
    background: linear-gradient(135deg, #EEF2FF 0%, #E0E7FF 100%);
}

.quote-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.quote-info h2 {
    font-size: 2.5rem;
    font-weight: 800;
    margin-bottom: 16px;
}

.quote-info p {
    color: var(--gray);
    font-size: 1.1rem;
    margin-bottom: 24px;
}

.quote-info ul {
    list-style: none;
}

.quote-info li {
    padding: 10px 0;
    color: var(--dark);
    font-weight: 500;
    display: flex;
    align-items: center;
    gap: 10px;
}

.quote-rating {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-top: 24px;
    padding-top: 24px;
    border-top: 1px solid rgba(0, 0, 0, 0.1);
}

.quote-rating .stars-display {
    font-size: 1.25rem;
}

.quote-rating span:last-child {
    color: var(--gray);
    font-size: 0.95rem;
}

.quote-form {
    background: var(--white);
    padding: 40px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    font-weight: 600;
    margin-bottom: 8px;
    color: var(--dark);
}

.form-group input,
.form-group select {
    width: 100%;
    padding: 14px 18px;
    border: 2px solid #E2E8F0;
    border-radius: var(--radius);
    font-size: 1rem;
    transition: border-color 0.3s;
    font-family: inherit;
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--primary);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-note {
    text-align: center;
    color: var(--gray);
    font-size: 0.85rem;
    margin-top: 16px;
}

/* FAQ */
.faq {
    background: var(--white);
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    border-bottom: 1px solid #E2E8F0;
}

.faq-q {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 24px 0;
    background: none;
    border: none;
    cursor: pointer;
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--dark);
    text-align: left;
    transition: color 0.3s;
}

.faq-q:hover {
    color: var(--primary);
}

.faq-q span {
    font-size: 1.5rem;
    color: var(--primary);
    transition: transform 0.3s;
}

.faq-item.active .faq-q span {
    transform: rotate(45deg);
}

.faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease, padding 0.3s ease;
}

.faq-item.active .faq-a {
    max-height: 200px;
    padding-bottom: 24px;
}

.faq-a p {
    color: var(--gray);
    line-height: 1.8;
}

/* CTA */
.cta {
    background: var(--gradient);
    text-align: center;
    padding: 80px 0;
}

.cta h2 {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--white);
    margin-bottom: 16px;
}

.cta p {
    color: rgba(255, 255, 255, 0.9);
    font-size: 1.25rem;
    margin-bottom: 32px;
}

/* Footer */
.footer {
    background: var(--dark);
    color: rgba(255, 255, 255, 0.7);
    padding: 80px 0 40px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 60px;
}

.footer-brand .logo {
    font-size: 1.5rem;
    margin-bottom: 16px;
    display: inline-block;
    color: var(--white);
}

.footer-brand p {
    line-height: 1.8;
}

.footer-links h4,
.footer-contact h4 {
    color: var(--white);
    font-weight: 700;
    margin-bottom: 20px;
}

.footer-links a {
    display: block;
    padding: 8px 0;
    transition: color 0.3s;
}

.footer-links a:hover {
    color: var(--primary-light);
}

.footer-contact p {
    padding: 6px 0;
}

.footer-bottom {
    padding-top: 40px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    text-align: center;
}

.disclaimer {
    font-size: 0.85rem;
    margin-top: 12px;
    opacity: 0.7;
}

/* Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeInRight {
    from {
        opacity: 0;
        transform: translateX(50px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }
}

/* Responsive */
@media (max-width: 1024px) {

    .quote-wrapper {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-container {
        grid-template-columns: 1fr;
    }

    .hero-form-wrapper {
        max-width: 480px;
        margin-left: auto;
        margin-right: auto;
    }

    .hero h1 {
        font-size: 2.75rem;
    }

    .hero-subtitle {
        margin: 0 auto 24px;
    }

    .hero-trust {
        justify-content: center;
    }

    .hero-social-proof {
        justify-content: center;
    }

    .benefits-grid,
    .plans-grid,
    .testimonials-grid {
        grid-template-columns: 1fr 1fr;
    }

    .plan-card.featured {
        transform: none;
    }

    .plan-card.featured:hover {
        transform: translateY(-10px);
    }

    .steps {
        flex-wrap: wrap;
    }

    .step-line {
        display: none;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .nav-links {
        display: none;
    }

    .nav .btn-primary {
        display: none;
    }

    .header-phone {
        font-size: 0.95rem;
    }

    .hero {
        padding: 100px 0 60px;
    }

    .hero-container {
        display: flex;
        flex-direction: column;
    }

    /* Make hero-content children act as direct children of hero-container */
    .hero-content {
        display: contents;
    }

    /* Order elements on mobile: h1, subtitle, form, then everything else */
    .hero h1 {
        order: 1;
        font-size: 1.6rem;
        margin-bottom: 8px;
    }

    .hero-subtitle {
        order: 2;
        font-size: 1rem;
        margin-bottom: 12px;
    }

    .hero-form-wrapper {
        order: 3;
        margin: 0 0 32px 0;
    }

    .hero-rating {
        order: 4;
        margin: 24px auto;
        text-align: center;
    }

    .hero-benefits {
        order: 5;
        gap: 12px;
    }

    .hero-fine-print {
        order: 6;
    }

    .hero-benefits {
        gap: 12px;
    }

    .hero-benefit {
        padding: 14px 16px;
    }

    .quote-rating {
        flex-direction: column;
        align-items: flex-start;
        gap: 8px;
    }

    .hero-form {
        padding: 24px;
    }

    .hero-form .form-row {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .coverage-options {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 8px;
    }

    .coverage-option {
        min-width: unset;
    }

    .coverage-option span {
        padding: 10px 6px;
        font-size: 0.85rem;
    }

    .section-header h2 {
        font-size: 1.75rem;
    }

    section {
        padding: 60px 0;
    }

    .benefits-grid,
    .plans-grid,
    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .benefit-card,
    .plan-card {
        padding: 24px;
    }

    .btn-lg {
        width: 100%;
        padding: 16px 28px;
        font-size: 1rem;
    }

    .quote-info {
        text-align: center;
    }

    .quote-info h2 {
        font-size: 1.75rem;
    }

    .quote-info ul {
        display: inline-block;
        text-align: left;
    }

    .quote-form {
        padding: 24px;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        text-align: center;
        gap: 30px;
    }

    .footer {
        padding: 60px 0 30px;
    }

    .cta h2 {
        font-size: 1.75rem;
    }

    .cta p {
        font-size: 1rem;
    }

    .testimonial {
        padding: 24px;
    }

    .step {
        width: 100%;
        padding: 30px 20px;
    }

    .hero-benefit strong {
        font-size: 0.95rem;
    }

    .hero-benefit p {
        font-size: 0.85rem;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }

    .logo {
        font-size: 1.25rem;
    }

    .hero h1 {
        font-size: 1.75rem;
    }

    .hero-subtitle {
        font-size: 0.95rem;
    }

    .hero-rating {
        font-size: 0.85rem;
        padding: 8px 16px;
    }

    .stars-display {
        font-size: 1rem;
    }

    .hero-form,
    .quote-form {
        padding: 20px;
    }

    .form-header h2 {
        font-size: 1.25rem;
    }

    .coverage-option span {
        padding: 8px 4px;
        font-size: 0.8rem;
    }

    .section-header h2 {
        font-size: 1.5rem;
    }

    .section-subtext {
        font-size: 1rem;
    }

    .plan-price strong {
        font-size: 2.5rem;
    }
}