Terms and Conditions
Terms and Conditions for My Final Policy
1. Acceptance of Terms
By accessing or using My Final Policy’s services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.
2. Services Offered
My Final Policy provides assistance in obtaining final expense insurance and low-coverage life insurance. We connect you with licensed, independent agents who compare multiple carriers to find competitive policies.
3. Application Process
The application process involves providing necessary information to our agents. You understand that obtaining insurance requires a thorough review of your application by the insurance carrier.
4. Agent Relationships
My Final Policy acts as a facilitator, connecting you with licensed independent agents. We are not insurance providers and do not underwrite policies. All insurance policies are issued by separate insurance companies.
5. No Medical Exams (Certain Policies)
Some policies may not require medical exams. However, eligibility for these policies is subject to the underwriting guidelines of the insurance carrier.
6. Privacy
Your personal information is handled in accordance with our Privacy Policy.
7. Changes to Terms
My Final Policy reserves the right to modify these Terms and Conditions at any time. Updated terms will be posted on this page.
8. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of [State Name], without regard to its conflict of law provisions.
9. Contact Us
If you have any questions or concerns regarding these Terms and Conditions, please contact us at [Phone Number] or [Email Address].